Market Discipline
Risk & Compliance
Giving Technical Insight To Financial Institutions for Risk Management.
Market Discipline and Regulatory Disclosure

The effectiveness of market discipline the strong built-in incentives that encourage banks and financial services institutions to operate soundly and efficiently commands much attention today, particularly in light of recent accounting scandals. As governance and new laws, in the form of regulation, seems to grow less effective as the banking industry and financial markets grow more complex, the role of market discipline becomes increasingly important.

The Discipline of Market Leaders is that no company can succeed today by trying to be all things to all people. It must instead find the unique value that it alone can deliver to a chosen market with a calculated risk weight.

Z & A can help to fall in the path of Market discipline for financial institutions, banks and sovereigns.

Our Solution Helps Clients Achieve
  • Operational Excellence
  • Product Leadership
  • Customer Intimacy

Improved Business Viability, Business Performance, Competitive Advantage

Encourage market discipline by developing a set of structured disclosure requirements.

Market participants to assess key pieces of information on the scope of Modeling, capital, risk exposures, risk assessment processes.

Define a standard capital adequacy of the banking institution.

Market discipline is enforced by regulatory authorities because the authorities are not prepared to see the unfettered collapse of banks, Largely because this could damage confidence in the financial system as a whole and inhibit the efficiency of operation of the economy.

Complete Disclosure of book of Accounts, processes, problems, ideas and financial strength of the bank.

Z & A Infotek's Integrated Enterprise Risk Management Architecture